Getting help for drug and alcohol addiction is one of the bravest decisions a person can make. Paying for addiction rehab, however, is a common concern. If you have Amerigroup health insurance, this may be used to help cover the costs of addiction treatment.
Many Massachusetts rehab centers accept health insurance to fully or partially pay for addiction treatment services. Amerigroup is a leading insurance company in the United States that offers mental health and substance abuse benefits that can be used to pay for drug and alcohol rehab.
At Recovering Champions, we understand how important it is to find high-quality and affordable treatment for yourself or a loved one struggling with substance abuse. By contacting our rehab facility, we can verify your insurance coverage and explain your treatment options.
Amerigroup Insurance Plans
Amerigroup is a top insurance carrier that serves millions of individuals across the United States. Health insurance plans through Amerigroup vary by state.
Where you live can affect your coverage amounts, insurance costs, and the types of treatment centers that accept Amerigroup insurance. Amerigroup offers insurance plans through Anthem and also offers Medicare and Medicaid plans for low-income residents.
Most Amerigroup plans offer behavioral health benefits that can help cover substance abuse treatment costs. Your copay requirements, deductible, and types of treatments that are covered will depend on the type of plan you have.
What To Know Before Using Amerigroup Insurance For Rehab
Figuring out how to use health insurance to pay for rehab can be overwhelming. If you’re planning to use Amerigroup insurance to pay for treatment for yourself or a loved one, there are a few important things you need to know.
Things to know before planning to use Amerigroup for rehab include:
- which rehab centers accept your Amerigroup insurance plan
- your responsibility for copayment
- whether you’re required to meet a deductible before being eligible for coverage
- what types of drug rehab programs are eligible for coverage
- whether you need precertification prior to seeking treatment
You can learn more about your Amerigroup coverage by contacting your insurance provider directly. You can also verify your insurance by contacting a rehab center. At Recovering Champions, we have addiction specialists who can verify your insurance for you and explain your treatment options.
What Types Of Drug Rehab Programs Does Amerigroup Cover?
Amerigroup offers many insurance policies that can help cover a range of drug rehab programs, including inpatient rehab, outpatient treatment, and detox. While it’s not necessary to choose an in-network treatment provider to receive partial coverage with Amerigroup, doing so can increase your savings.
As a leading behavioral health insurance provider, Amerigroup recognizes the benefits of covering evidence-based practice as well as holistic therapies to promote full mind-body wellness in the addiction recovery process.
Many New England rehab centers offer treatment programs that feature a wide array of traditional and alternative therapies that can support physical, mental, and emotional health.
Does Amerigroup Cover Drug And Alcohol Detox?
Detoxification (detox) is often necessary for people who’ve become dependent on drugs such as alcohol and opioids. Medical detox and outpatient detox programs may be eligible for at least partial coverage under an Amerigroup insurance policy.
Can Amerigroup Help Me Pay For Inpatient Drug Rehab?
Inpatient treatment programs offer 24-hour supervision and care for people who are in the early stages of recovery. Inpatient and residential treatment programs are the most effective form of treatment for drug abuse because they offer the highest level of support and structure.
Amerigroup insurance can be used to help pay for inpatient treatment programs, depending on the treatment center you choose. Coverage may be limited, however, and copayment may be required.
Does Amerigroup Cover Outpatient Treatment Programs?
Recovering from addiction is not a short-term process. Addiction recovery is a lifelong journey that may require long-term treatment on an outpatient basis.
Many New England rehab centers offer outpatient treatment programs such as:
- day treatment (also known as partial hospitalization)
- intensive outpatient
- standard outpatient programs
- medication-assisted treatment (e.g. Suboxone therapy)
- outpatient counseling
- outpatient support groups
Amerigroup insurance can be used to cover certain outpatient treatment services. This will depend on your state, policy, and the type of treatment program.
You may need to get screened beforehand by a clinician to assess your mental health needs and receive a substance use disorder diagnosis. Results of this assessment can then be submitted to your insurance provider to verify your need for treatment.
Finding Massachusetts Drug Rehab That Accepts Amerigroup Health Insurance
Recovering Champions is an accredited treatment facility based in Massachusetts that serves the greater New England region. We offer a range of outpatient treatment programs for substance abuse and dual diagnosis, as well as nearby access to detox and sober living options.
By contacting our helpline, one of our addiction specialists can help you verify your Amerigroup insurance and determine your treatment options. We can also help you determine which type of treatment program may be best suited to meet your needs.
During the COVID-19 pandemic, Recovering Champions has continued to help individuals across New England access life-saving addiction treatment. Contact us today to verify your Amerigroup insurance and to learn more about our drug rehab programs.